body{
    background:#f8fafc;
    color:#495057;
}

.hero{
    background:linear-gradient(135deg,#0d6efd,#4f8ef7);
    color:#fff;
    padding:70px 0;
}

.policy-card{
    border:none;
    border-radius:18px;
    box-shadow:0 8px 30px rgba(0,0,0,.08);
}

.section{
    padding-top:35px;
    margin-top:-35px;
}

h2{
    font-size:1.35rem;
    margin-bottom:18px;
    color:#0d6efd;
}

.toc a{
    display:block;
    text-decoration:none;
    color:#495057;
    padding:10px 0;
    border-bottom:1px solid #ececec;
    transition:.3s;
}

.toc a:hover{
    color:#0d6efd;
    padding-left:8px;
}

.icon-box{
    width:48px;
    height:48px;
    border-radius:12px;
    background:#eaf2ff;
    display:flex;
    align-items:center;
    justify-content:center;
    color:#0d6efd;
    font-size:22px;
    margin-right:15px;
}

ul li{
    margin-bottom:8px;
}

footer{
    background:#fff;
    border-top:1px solid #eee;
}